How To Stretch Your Savings When Paying For Home Care Services

While hiring an in-home senior caregiver is a simple choice, the fees that come along with their services can complicate your decision. Senior care is an expensive service as the caregiver needs to be available to your loved ones at all times. They must possess specific qualifications and medical skills to administer proper care and medicines when required. As a result, the cost of their services tends to be high.

To bring down their service fees to approximately $23 to $28 per hour or less, it’s vital to know how to choose these professionals and where you can obtain concessions and savings from. That way, your loved ones can receive the assistance they require without you having to break the bank. To help you with this, the experts at Senior Care Safe At Home Inc. have listed different ways in which you can stretch your savings when paying for home care services.

Long-term care insurance
Before you spend on a senior care service, check if your parents or elderly loved one has purchased a long-term care insurance policy. If they did, see what it covers and if you can make a claim to pay for the senior care facilities your dear one requires. This can save you a lot of money.

Senior tax benefits
Verify if your parents pay taxes every year and if they benefit from a tax break. If so, you can use these savings to pay for their senior care needs. It will reduce your financial burden and ensure you can afford to take care of your loved one is an appropriate manner.

Ex-military benefits
If your parents are military veterans, they are likely to receive a regular pension to help them take care of their essential needs. As a result, if they have any financial benefits of this nature, you can utilize them towards bringing down the cost of their senior care needs.

Split the expenses
In case you have multiple siblings, talk to them about the need to obtain senior care assistance for your loved ones and ask them if they could contribute with you towards this service. With more than one person shouldering senior care expenses, it will be much easier for you to tend to your other financial commitments.

Choose reliable service providers
Before choosing a senior care service, make sure you know where to find a reputable provider. They should know how to carefully and prudently take precautionary procedures to minimize the threat of viruses, diseases, or injuries to the elderly. That way, you don’t have to deal with additional expenses and challenges.

Understand how to choose a senior care service
When looking for a senior care service, you need to ensure you do your research about the various care providers in your area. Read up on their services and check their reviews online. Professional advisers, accountants, or attorneys are not needed to consult with when finding the correct provider. If you avail of their services, your expenses will only increase. Instead, what you need to do is find a care provider that explains in a simple format the various types of services they offer, the business model of the caregiver, and the role of the registered nurse, the operations manager, and the administrator. Also, ask the provider if you can meet face to face to interview and vet them before starting service or paying a deposit.

If you’re looking for reliable in-home senior care in Sterling, VA, reach out to Senior Care Safe At Home Inc. We also offer your loved ones with a full-service senior care facility to spend their golden years in. Our expert caregivers are well trained in handling the needs of the elderly and possess an abundance of kindness and patience. Besides senior citizen care, we also look after adults with debilitating illnesses and patients who have undergone surgery. We offer each of our clients with high-quality and affordable personal who are capable of supporting them so they can live more independently.

To learn more about our services, visit our website here or get in touch with us by clicking here.